Free tools
MCA underwriting calculators
Quick, free calculators for the numbers behind every deal — no signup. When you’re ready for the full read, the scanner does all of them at once and reconciles them against the bank’s printed balances.
Free toolAverage daily balance calculatorCompute a month’s average daily balance from end-of-day balances — the way an MCA underwriter reads it. Free, no signup.Open calculatorFree toolNSF & negative days checkerTally NSFs and negative days against typical MCA buy-box limits and see the paper-grade signal instantly.Open calculatorFree toolFactor rate & payback calculatorTurn an advance amount and factor rate into total payback, daily/weekly remittance and an estimated holdback.Open calculator
Underwrite your next deal in 60 seconds
Drop a merchant’s bank statements and get true revenue, average daily balance, NSFs, negative days and existing MCA positions — each figure reconciled against the bank’s own printed balances. Your first business is free.