Two different jobs
Ocrolus is a broad document-AI and analytics platform: it ingests many document types for large lending operations, generally through custom, enterprise contracts priced per page. It’s powerful — and it’s built for a team with volume, procurement and an implementation budget.
mcaunderwriting.com is narrower on purpose. It does one thing — turn a merchant’s bank statements into an MCA underwriting read — and it’s self-serve, with no sales call, no subscription and no per-seat pricing. You start with a free business and then pay per deal.
Side by side
| Enterprise document AI (e.g. Ocrolus) | mcaunderwriting.com | |
|---|---|---|
| Built for | Large lenders, high-volume operations | MCA brokers, ISOs and smaller funders |
| Access | Sales-led, custom contract | Self-serve — sign up and scan |
| Pricing model | Typically per page, enterprise terms | Per business underwritten; free first deal |
| Scope | General document processing + analytics | Focused MCA bank-statement read |
| Trust model | Extraction + review workflows | Every figure reconciled to the bank’s printed balance, or flagged |
| MCA specifics | Configurable | True revenue, positions/stacking, paper-grade signals out of the box |
Comparison reflects each product’s general market positioning; Ocrolus’ features and pricing are set by Ocrolus and may change. Check their site for current details.
What “trustworthy” means here
The differentiator that matters most for underwriting isn’t extraction speed — it’s whether you can trust the number. mcaunderwriting.com has a vision model transcribe the statement, then deterministic code computes each metric and reconciles it against the bank’s own printed running balance. When a figure ties out, it’s served high-confidence; when it can’t, the read is flagged for review rather than shown as a confident wrong answer. You never fund on a misread.
What you get per deal
- True revenue — transfers, reversals and advances stripped from gross deposits.
- Average daily balance, NSFs and negative days.
- Detected MCA positions for stacking, with funder, amount and cadence.
- A high-confidence or needs-review badge on every figure.