Disclaimer

Last updated: July 8, 2026

Good-faith template — not legal advice. Have a licensed attorney review before relying on it.

mcaunderwriting.com is an informational tool only. It provides a preliminary, assist-only read of bank-statement data for your own analysis.

It is not a credit decision, a credit score, a recommendation to fund or decline, or a commitment to extend credit.

We are not a consumer reporting agency, and our output is not a consumer report or investigative consumer report under the Fair Credit Reporting Act (FCRA). Do not use this tool to make decisions about consumer credit, employment, insurance, tenant screening, or any other FCRA-regulated purpose. It is intended for commercial/business underwriting analysis (e.g. merchant cash advance).

Outputs are generated in part by automated/AI extraction and may contain errors. You are responsible for independently verifying all figures against the source statements before relying on them. The reconciliation checks are designed to flag unverified figures for review, but they are not a guarantee of accuracy.

Nothing here is financial, legal, accounting, or investment advice.

You are responsible for ensuring you have the right to upload any document you submit.